Build Credit With Rent

Niruu reports your rent payments to all three credit bureas.

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Partners

We report rent to all three major credit bureaus, through our integrated reporting partners.

How It Works

Sign Up

Takes less than 7 minutes.
Just share your name, date of birth, address, ID, and lease.

Step 2

We’ll verify your documents and reach out if anything’s missing.
No hard or soft credit check. Your score won’t be affected.

Step 3

Once approved, we report your rent to all 3 bureaus.
Most people see results within 10–45 days.

Boost My Credit

Verified Credit Results

Disclaimer:
While we report rent to all three credit bureaus, we do not control the exact date or how the tradeline appears on your credit report. Posting timelines vary by bureau, but most users see updates within 10–45 days.

Pricing

Starter
$35/ month
Ongoing rent reporting.
Reports positive payments only.
Reports to Experian®, TransUnion®, and Equifax®.
Stay for 6 months. Get 1 month free.
Report up to 24 months of rent history for maximum credit impact.
Get STARTED TODAY
Advance
$300/ Annually
Ongoing rent reporting.
Reports positive payments only.
Reports to Experian®, TransUnion®, and Equifax®.
Get 3 free months.
Report up to 24 months of rent history for maximum credit impact.
Start
MOST POPULAR
Scale
$480/ Annually
30 - Day Free Trial
Ongoing rent reporting for 3 addresses starting this month.
Positive payments only
Reports to Experian, Equifax and TransUnion
Credit score included
Report up to 24 months of past rent payment history for maximum impact across 3 addresses.
30-Day Free Trial
MOST POPULAR
Propery Partner
Tailored Pricing
Rent reporting for all units.
Reports Positive payments only.
Reports to Experian®, TransUnion®, and Equifax®.
Bulk onboarding support.
Report up to 24 months of rent history for maximum credit impact.
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